You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

Terms of Service

Last Updated: January 1, 2025

1. Content and Subscriptions

- Free content includes blog posts and articles

- Paid subscriptions include access to downloadable PDFs and templates

- Subscriptions can be canceled anytime

- No refunds are provided for past subscription periods

- Content is delivered through Substack's platform

2. Intellectual Property

- All materials copyright © 2025 Charles Merritt Houghton

- Free content may be shared with attribution

- Paid subscriber materials (PDFs, templates) are for subscriber's personal use only

- Subscribers may use materials in their projects but may not redistribute

3. Community Guidelines

- Comments must remain PG-rated (PG17 if things get heated)

- Constructive debate is welcome

- Personal attacks are prohibited

- Repeated violations may result in comment privileges being revoked

4. Privacy

- We collect only information provided through Substack's platform

- Additional information voluntarily provided by subscribers will be kept confidential

- We do not sell or share personal information

5. Usage Rights

Subscribers may:

- Download and use materials for personal projects

- Share free content with attribution

- Participate in community discussions

Subscribers may not:

- Share paid subscriber materials

- Use content for commercial training without permission

- Remove copyright notices from materials

6. Modifications

We reserve the right to modify these terms with notice to subscribers.

Contact

Questions about these terms? Contact cmerritthoughton@gmail.com

By subscribing, you agree to these terms of service.